About Me

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EDIT - Now a 'work at the local school' mum a few days a week while juggling the job of parenting 3 teenagers! I am a SAHM who does work from home occasionally, dedicated to raising 3 Godly, independent, healthy children. Loving the home building process though it is not without challenges. I have fairly free reign over the creative aspect of the project...just not the financial side!

Monday, April 15, 2013

A view from the rear

As I stopped by at lunchtime today my lovely neighbour offered us a sneak peak from his backyard. I clambered onto some rocks and managed to unsteadily take these photos.
I was also told that the brickies were working on Saturday whilst we were away in Melbourne - happy days!
I will post more photos this afternoon from the front.
I found a fair bit of rubbsih that has obviously been dumped over the fence eg. a large old suitcase full of rubbish, some colorbond fencing etc. You would think that with council cleanup about to happen in the next week or so, they could wait to dump it then!


Friday, April 12, 2013

Brickwork started

I am leaving in 10minutes to catch a flight to Melbourne. Brad is down there already working today and will join him for drinks after work via Chapel Street. For those who know me, this is the highlight of my social calendar each year. Brad, as the client of another company, is well looked after. It will be nice to have a fun weekend together with some other fabulous people after the stresses of the last few months, in particular Brad's Dad passing away.

So there won't be any photos this afternoon but I can report that the brickwork has started and the site is being cleaned up somewhat. Looking forward to seeing what has been done today when I get home on Sunday. If anyone wants to send me a photo this afternoon, you are MORE THAN welcome!!

Thursday, April 11, 2013

Break open the champagne!

Eden Brae has been paid for the slab finally!It took the intervention of the State Manager of Mortgage Choice and a Relationship Manager (I think) from CBA to get this sorted. A huge weight off our shoulders. And on more good news we don't need to deal with the mortgage angel now as after the first payment, we can elect to email the bank direct with our invoices. A more streamlined process, I think.

No photos of the house today as there was more plumbing work done today. I kinda wish they would plumb the portaloo (!) - the stench from the street is revolting.

I received a call from a local real estate agent to tell me that a knockdown house 2 doors away sold (over 1400m2) and a large house to accommodate 5 boys is being built rather than a subdivision as everyone imagined. Very happy about that - the house not so much the 5 boys LOL

Wednesday, April 10, 2013

Bank update

As of this afternoon, the 'case of the missing slab money' has gone back to the credit area of CBA for reassessment due to the contract value decreasing by $12K. It has been escalated to the Management of the department and the State Manager of Mortgage Choice is now involved. No-one can tell me how long it needs to sit in Credit for before the file makes it way back to the Progress Claims area.

As the framework is finished, we now owe Eden Brae over $200K. At this stage, the only one from Eden Brae aware of the shortfall is the Accounts Manager who indicated it is her little secret at the moment, unless of course, someone from EBH is reading this public blog!

Brick delivery

Some of the bricks have arrived - loving the colour

Bricks for the rendering I assume

The streetscape as I drove along - 6 vehicles for our build

Today also saw the plumbing rough in started. Not sure if it was completed or not. I assume the bricking will commence tomorrow.

Tuesday, April 9, 2013

Framework completed (I think)

View from the rear side (looking at alfresco roofline)

Front view


Side of house

Windows added

Upper windows
Looking good, don't you think?! Not sure what is scheduled for tomorrow. Site clean? Brick delivery?

The saga continues!

Oh my! I think our days of using our broker are nearly over. More hassle than they are worth. I received a call last night from the 'angel' informing me of the most current issue ie. because our new contract value with EBH is less than the original contract, there are ramifications for the valuation of the house which impacts of the loan. Our case now needs to go to the certification team and the valuer for re-assessment. I was promised that others would deal with it within the 'angel' office before our angel returned to work today at 2pm.
I left a message for our broker this morning asking for a return call with an update. Nothing! In the meantime, I rang the accounts manager at EBH to update & to have a cry on her shoulder ;-) Shirley gave me more information than Mortgage Choice have. She told me that I would need to submit the final variations list plus amount to CBA and/or they would need to draw up a new contract altogether. Obviously, this payment isn't forthcoming to EBH any time soon.
I scanned all the documents in waiting to 'hit the button' when requested. I, of course did not hear from Mortgage Choice until I called the 'angel' at 2:15pm. The information was sent (could have been sent 4 hours earlier if I had been contacted as promised) and I received this email back later this afternoon
"All the documentation that we sent to CBA is due to be looked at tomorrow, I have escalated this matter again for you. Julie from our office is going to touch base with CBA tomorrow morning and she will update you."
Now that was the promise I had yesterday with no follow through. We have let the broker know how we are feeling about the situation. Let's see if we get any serious action from them. This is unprofessional to say the least.